Enjoy the peace of mind that partnering with Elan brings including zero fraud liability,16 emergency card replacement, free credit score,12 and 24/7 online account access and account alerts that put you in control of your finances – including our mobile app. Cards are managed in house to ensure quality throughout the card delivery process and are completely branded to represent your credit union.  

EARN REWARDS

Visa® Everyday Rewards+

More rewards on things you buy frequently.

  • 4X Points1 on dining, takeout and restaurant delivery^
  • 2X Points at grocery stores*
  • 2X Points at gas stations/EV charging stations*
  • 2X Points on eligible streaming services
  • 1X Points on all other eligible purchases
  • Redeem2 for merchandise, gift cards, travel, or cash back with this Financial Institution3

^4X points on your first $2,000 each quarter, after that 1X point

*Excludes discount stores/supercenters and wholesale clubs

 

EARN CASH BACK

Visa® Max Cash Preferred

Cash back in the categories of your choice. 

  • 5% Cash Back on two categories you choose — first $2,000 in combined purchases each quarter4
  • 2% Unlimited Cash Back on one everday category of your choice each quarter4
  • 1% Unlimited Cash Back on all other eligible purchases
  • Redeem5 for Cash Back with this Financial Institution4

LOW INTRO RATE

Visa® Platinum

Perfect for balance transfers and new purchases.

  • Low Intro Rate - Save on interest with a great low introductory rate for an extended time
  • Use for large purchases, unexpected expenses, or last-minute necessities
  • Transfer balances and pay down your other higher-rate credit card balances faster

EARN REWARDS 

Visa® Travel Rewards+ 

Elevated travel and powered-up rewards. 

  • 4X Points on eligible travel, entertainment, and recreation purchases6
  • 4X Points at gas stations/EV charging stations*
  • 1.5X Points on all other eligible purchases 
  • No caps on number of points earned
  • Redeem2 for merchandise, gift cards, travel, or cash back with this Financial Institution3

*Excludes discount stores/supercenters and wholesale clubs

EARN REWARDS 

Visa® Reserve Rewards+ Card

Rich rewards on travel and more. 

  • 6X Points on prepaid travel booked directly in the Rewards Center when you use your card7
  • 2X Points on all other eligible purchases 
  • No caps on number of points earned 
  • Up to $120 in statement credits to reimburse your TSA PreCheck® or Global Entry® application fee8
  • Redeem2 for merchandise, gift cards, travel, or cash back with this Financial Institution3

 

BUILD CREDIT & EARN CASH BACK

Visa® Max Cash Secured

  • Redeem for Cash Back with this Financial Institution9
  • 5% Cash Back on two categories you choose — first $2,000 in combined purchases each quarter10
  • 2% Unlimited Cash Back on one everyday category of your choice each quarter10
  • 1% Unlimited Cash Back on all other eligible purchases

 

BUILD CREDIT

Secured Visa®

  • The convenience of a credit card while working to build or improve your credit.
  • Flexible purchasing power. Use your card anywhere Visa is accepted.

 

BUILD CREDIT

Visa® College Real Rewards

  • 1.5X Points per $1 spent on all eligible purchases13
  • Earn 2,500 bonus points after first purchase14
  • No caps on points earned
  • Redeem for merchandise, gift cards, travel, or cash back with this Financial Institution15

Business credit card products

Our business product suite empowers business owners to choose the card that's right for their company, employees and long-term goals.  

Your members are our priority

We invest heavily in a strong digital experience for cardholders – a critical component to engagement and retention. Learn more about the support and enhancements designed for cardmembers. 

Start a conversation

If you are interested in learning how Elan can help your credit union grow, we'd love to hear from you. 

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  1. Visa® Everyday Rewards+ Card: You will earn 1 Point per dollar spent on eligible Net Purchases charged to your Account during each billing cycle. In addition, you will earn 4 Points (1 base Point and 3 bonus Points) per dollar spent on eligible Net Purchases for your first $2,000 each quarter, 1 Point after quarterly maximum, during each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. You will earn 2 Points (1 base Point and 1 bonus Point) per dollar spent on eligible Net Purchases during each billing cycle at merchants classified as gas station and electric vehicle charging station (at wholesale clubs, discount stores/supercenters and grocery stores/supermarkets will only earn 1 Point), grocery store and supermarket (at wholesale clubs and discount stores/supercenters such as Target and Walmart will only earn 1 Point), and qualifying streaming subscription services. Refer to your Program Rules for a list of qualifying streaming services. Each merchant’s business is identified by a category code established by Visa and Mastercard. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which purchases qualify for additional rewards. Points expire 5 years from when they are earned, refer to your Program Rules for full details.

  2. Maximum Point value applies to Points redeemed for a deposit into an eligible Bank Account with this Financial Institution. The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Other restrictions apply. Minimum redemption amounts may vary and are subject to change without notice.

  3. Reward Points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice.

  4. Visa® Max Cash Preferred Card: Cardmember must initially enroll into categories of their choice, or all Net Purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back (1% base & 4% bonus) on your first $2,000 in combined Net Purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your one chosen 2% (1% base & 1% bonus) category. Purchases in the following everyday categories: Grocery Store/Supermarket and Gas Station/EV Charging Stations at Wholesale clubs, discount stores/supercenters such as Target and Walmart will only earn 1%. All other Net Purchases earn 1% cash back. Each merchant’s business is identified by a category code established by Visa and Mastercard. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which purchases qualify for additional rewards. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice. Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.

  5. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice.

  6. Visa® Travel Rewards+ Card: You will earn 1.5 Points per dollar spent on eligible Net Purchases charged to your Account during each billing cycle. In addition, you will earn 4 Points (1.5 base Points and 2.5 bonus Points) per dollar spent on eligible Net Purchases during each billing cycle from merchants classified in qualifying travel (such as purchases made directly from airlines, hotels, car rental companies, taxicabs, limousines, passenger trains and cruise line companies), gas station and electric vehicle charging station (at wholesale clubs, discount stores/supercenters and grocery stores/supermarkets will only earn 1 Point), entertainment, and recreation category codes. Each merchant’s business is identified by a category code established by Visa and Mastercard. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which purchases qualify for additional rewards. Points expire 5 years from when they are earned, refer to your Program Rules for full details.

  7. Visa® Reserve Rewards+ Card: You will earn 2 Points per dollar spent on eligible Net Purchases charged to your Account during each billing cycle. In addition, you will earn 6 Points (2 base Points and 4 bonus Points) per dollar spent on eligible Net Purchases for prepaid airfare, car rental, and hotel reservations booked directly in the Rewards Center using your rewards credit card instead of Points. Each merchant’s business is identified by a category code established by Visa and Mastercard. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which purchases qualify for additional rewards. Points expire 5 years from when they are earned, refer to your Program Rules for full details.

  8. Certain terms, conditions and exclusions apply. You must complete either the Global Entry® and/or TSA PreCheck® application(s) and pay the application fee(s) with your Reserve Rewards+ Card. You will receive a statement credit for your application fee within 1-2 billing cycles. Please view the Guide to Benefits at mycardgtb.com/reserverewardsvs for further card benefit details including full terms and conditions. The TSA PreCheck® trademark is used with the permission of the U.S. Department of Homeland Security.

  9. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice.

  10. Visa® Max Cash Secured Card: Cardmember must initially enroll into categories of their choice, or all Net Purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back (1% base & 4% bonus) on your first $2,000 in combined Net Purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your one chosen 2% (1% base & 1% bonus) category. Purchases in the following everyday categories: Grocery Store/Supermarket and Gas Station/EV Charging Stations at Wholesale clubs, discount stores/supercenters such as Target and Walmart will only earn 1%. All other Net Purchases earn 1% cash back. Each merchant’s business is identified by a category code established by Visa and Mastercard. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which purchases qualify for additional rewards. Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.

  11. Late payments or going over the credit limit may damage your credit history.

  12. Free credit score access is available through online account access only. The free VantageScore® Credit Score is for educational purposes only and is not used by Elan Financial Services to make credit decisions.

  13. Visa® College Real Rewards Card: You will earn 1.5 Points per dollar spent on eligible Net Purchases charged to your Account during each billing cycle. Points expire 5 years from when they are earned, refer to your Program Rules for full details.

  14. Visa® College Real Rewards Card: First purchase bonus points will be applied 1-2 statement billing cycles after first purchase and are not awarded for balance transfers or cash advances.

  15. Visa® College Real Rewards Card: Reward Points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice.

  16. Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

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Current credit card and API offerings subject to change. Reach out to your account executive to confirm the most up to date information.

The creditor and issuer of these credit cards is Elan Financial Services, pursuant to a license from Visa® U.S.A. Inc.